Your employees
A bill lands. We fight it. They pay the smallest bill possible.
A benefit your employees feel, and the company's healthcare spend actually sees.

Build a plan that fights the medical bill itself and saves money for:
A bill lands. We fight it. They pay the smallest bill possible.
Every bill we bring down is money the business keeps.
More for self-funded employers →
We’re the safety net that lets you move to a leaner plan without leaving your people exposed.
More for fully-insured employers →We read every line and strip out what should never have been there. Duplicates, services never delivered, up-coding, charges that break billing regulations.
40–80% of itemized bills contain them.
We identify every program they qualify for and apply on their behalf.
40%+ of Americans qualify for assistance programs.
We negotiate directly with the provider. A real negotiation, not a clarification call.
20–50% reductions are routine when someone actually knows how.
Your employees upload a bill. We handle everything.
They get a reduced bill.
Upload your employees’ email addresses. The setup is done.
They upload the bill they received. That is all we need from them.
Give them someone to turn to when a bill makes no sense. Not HR, not the broker. Someone whose specialty is making bills smaller.

This was my claim. This is what Octi did for me. I'm taking this to every broker, every group, and every prospect I know.
An ER visit left him holding $4,100 in bills.
He was billed for four of the same test on one day. The rules allow one.
Three charges that should never have been there.
The bill arrives. That is often the moment they remember, the one where they had no one in their corner.
Octi fills the gap where insurance ends
and the financial reality begins.
